For most performing people, specifically those that have families and other economic requirements such as for example home and you may vehicles, education loan integration might be a blessing. If you decide you to consolidation is the greatest channel for you commit, the best way forward will be to first demand one of the loan providers to own recommendations and you will an effective consolidation bundle. Loan providers on the federal mortgage system include the government government’s Direct Mortgage Program or a national Relatives Student loan Program (FFELP) financial, including the really well recognized Sallie Mae.